Rates

Loans Savings Fees Share Certificates

Effective as of: 05/19/2017
Loan
TypeTermAnnual Percentage Rate
VISA CLASSIC/GOLDNo Annual FEE27
Share Secured2.5% over share secured rate
New Vehicles
*Subtract 0.10% for ACH or payroll dedcution.
**Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.
100% of M.S.R.P.48As low as 2.85%
100% of M.S.R.P.66As low as 3.10%
100% of M.S.R.P.72As low as 3.60%
100% of M.S.R.P.84As low as 5.05%
New RV's
* Subtract 0.10% for ACH or payroll dedcution.
**Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.
100% of Sticker48As low as 3.80%
100% of Sticker60As low as 4.05%
100% of Sticker61-84As low as 5.25%
$25K plus 120As low as 6.25%
$25K plus 180As low as 6.95%
Used Vehicles*
100% of NADA retail value 2009 - 2016 Models
(Auto or Truck)
*Subtract 0.10% for ACH or payroll dedcution.
**Rates/Term/Loan Amount may vary based on credit qualifications, year of vehicle, equity in vehicle and mileage of vechicle
48As low as 3.05%
60As low as 3.25%
66As low as 3.60%
72As low as 3.80%
Used Vehicles*
2008 and Older Models
**Rates/Term/Loan Amount may vary based on credit qualifications, year of vehicle, equity in vehicle and mileage of vechicle
48As low as 4.05%
Used RV's*
* Subtract 0.10% for ACH or payroll dedcution.
**Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle. vehicle, equity in vehicle and mileage of vehicle.
80% of NADA retail value60As low as 4.80%
$20,000 or greater84As low as 5.25%
Other Loans
Personal Line of CreditBased on years service Min. $500 - Max .$12,00060As low as 7.95%
SpecialtyBased on years service Min. $500 - Max .$12,00012As low as 5.95%
New And Used Farm Equipment
605.05%
486.85%
Mortgage
*These rates for loans $30,000 and greater. Add 1% to rates for loans less than $30,000
80% Max1203.25%
(First/Refinance)180Call for Quote
240Call for Quote
360Call for Quote
Construction5.50%
1/1 Adjustable Rate Mortgage80% Max3602.45%
5/1 Adjustable Rate Mortgage90% Max3603.10%
5 Year Balloon80% Max3602.95%
Equity Line of credit(variable rate)90% appraised value3004.25%
Fixed Rate Second Mortgage
90% of appraised value with a max of $75,00060as low as 3.55%**
90% of appraised value with a max of $75,00084as low as 4.00%**
90% of appraised value with a max of $75,000120as low as 4.50%**
90% of appraised value with a max of $75,000180as low as 5.75%**
100% of appraised value with a max of $50,00012 - 84 monas low as 7.90%**
** Rates/Term/Loan Amount may vary based on credit qualifications and equity.
Unimproved Property
80% of appraised value1207.60%
80% of appraised value1808.15%
* Rates may vary based on credit qualifications, term of loan, year of vehicle, equity in vehicle and mileage of vehicle.
** Rate is based on credit qualifications.

You are leaving Star USA Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products and services accessed through this link are not provided or guaranteed by Star USA Federal Credit Union. The site you are about to visit may have a privacy policy that is different than Star USA Federal Credit Unions. Please review their privacy policy. Star USA Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.



Continue
Cancel

You are leaving Star USA Federal Credit Union’s website to enter our secure loan application.



Continue
Cancel

You are now leaving Star USA Federal Credit Union’s website to enter our secure online enrollment application.



Continue
Cancel

You are now leaving Star USA Federal Credit Union’s website to enter our credit card offers and application portal.



Continue
Cancel

You are now leaving Star USA Federal Credit Union’s website to enter our Credit Card payment portal



Continue
Cancel